The Ultimate Guide to Retirement Visas in Bali: Everything You Need to Know

Bali, Indonesia, has become one of the most sought-after destinations for retirees seeking a peaceful, tropical paradise to spend their golden years. With its low cost of living, beautiful landscapes, and welcoming culture, it's no surprise that many foreigners are interested in settling in Bali long-term. However, navigating the legal requirements for residency can be daunting, especially when it comes to securing a retirement visa. In this guide, we will explore everything you need to know about obtaining a retirement visa in Bali, including requirements, costs, benefits, and other key considerations.

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What Is a Bali Retirement Visa?

A Bali Retirement Visa, officially known as the KITAS Lansia (Elderly Stay Permit), is a special type of visa issued to foreign nationals aged 55 years or older who wish to reside in Indonesia for an extended period. The visa is initially valid for one year and can be renewed annually for up to five years. After five years, retirees may be eligible to apply for a permanent stay permit (KITAP).

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Benefits of a Retirement Visa in Bali

• Securing a retirement visa in Bali offers numerous benefits, including:
• Long-Term Stay: Unlike a tourist visa, which requires frequent renewals, the retirement visa allows for a longer, more stable stay.
• Multiple Entries: The visa permits multiple entries and exits from Indonesia without needing to reapply.
• Eligibility for Local Services: Holders can open bank accounts, lease property, and access health insurance.
• Lower Living Costs: Retirees can enjoy a high standard of living at a fraction of the cost compared to Western countries.
• Cultural and Natural Beauty: Bali’s rich culture, warm climate, and scenic landscapes make it an ideal retirement destination.

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Requirements for a Bali Retirement Visa

To be eligible for a Bali retirement visa, applicants must meet the following requirements:

1. Age Requirement - Applicants must be at least 55 years old.
2. Financial Requirements - Applicants must prove financial stability to support themselves during their stay. The minimum income requirement is USD 1,500 per month (or equivalent in another currency). This income must be from pensions, retirement funds, or other sources.
3. Accommodation Proof - Retirees must either rent or lease a property with a minimum rental agreement of 12 months and a rental cost of at least USD 500 per month (varies by region in Indonesia).
4. Health Insurance - Applicants must have valid health and life insurance coverage for their stay in Indonesia.
5. No Employment - Retirement visa holders are not permitted to work or engage in business activities in Indonesia. They can, however, invest in businesses but cannot be actively employed in them.
6. Hire Local Staff - Applicants must agree to hire at least one Indonesian citizen (e.g., a domestic helper, driver, or gardener), contributing to local employment.
7. Background Check - A clean criminal record is required to qualify for the visa.

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How to Apply for a Bali Retirement Visa

1. Choose an Agent - Visa applications must be processed through a licensed Indonesian visa agency. The Indonesian government requires foreign retirees to apply via an agent rather than directly.
2. Submit Required Documents - The following documents must be submitted to your agent: Copy of passport (valid for at least 18 months), Proof of income (pension statement, bank statements, or proof of investment income), Lease agreement or rental contract for at least 12 months, Health and life insurance documents, Passport-sized photos (recent, with a white background), Statement of agreement to employ an Indonesian citizen‍
3. Pay Visa Fees - Visa agency fees vary, but typically range between USD 1,500 – USD 2,500, which covers processing, agent fees, and government charges.‍
4. Processing Time - The application process usually takes 4–6 weeks.‍
5. Arrival in Indonesia - Once approved, retirees must enter Indonesia and complete biometric registration at the immigration office.

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Renewing Your Bali Retirement Visa

The retirement visa is valid for one year and can be renewed annually for up to five years. Renewal requirements are similar to the initial application, with updated financial and accommodation proof.

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After five years of continuous renewals, retirees can apply for a KITAP (Permanent Stay Permit), which is valid for five years and can be extended indefinitely.

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Costs Associated with a Bali Retirement Visa

While Bali offers a lower cost of living compared to Western countries, it's important to budget for visa-related expenses:

• Visa processing fees: USD 1,500 – USD 2,500 per year
• Health insurance: Varies based on age and provider (USD 500 – USD 2,000 annually)
• Rental costs: Minimum USD 500 per month
• Living expenses: Estimated at USD 1,500 – USD 2,500 per month, depending on lifestyle

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Alternative Visa Options for Retirees

If you do not meet the requirements for a retirement visa, consider the following alternatives:

Social Visa (B211A)

• Valid for 60 days, extendable up to six months.
• Requires leaving Indonesia for renewal.
• Suitable for retirees who do not plan to stay year-round.

Investor KITAS

• Allows business investment but does not permit employment.
• Requires a minimum investment in an Indonesian company.

Second Home Visa

• Requires a financial deposit of IDR 2 billion (approx. USD 130,000).
• Valid for 5 or 10 years.
• No age restriction.

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Final Thoughts: Is a Bali Retirement Visa Right for You?

Bali is an excellent choice for retirement, offering a combination of affordability, natural beauty, and a welcoming culture. However, obtaining and maintaining a retirement visa requires financial stability, proper planning, and adherence to Indonesia’s immigration laws. If you meet the eligibility criteria and are ready to embrace the island lifestyle, a Bali retirement visa can provide the perfect gateway to a fulfilling and relaxing retirement.

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Before making the move, it's highly recommended to consult with an immigration expert or visa agent to ensure a smooth and hassle-free process. With the right preparation, you can soon be enjoying your dream retirement in Bali!

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